Please firmly remember and follow these three principles: recognize yourself in the valley, believe in yourself in despair, and let go of yourself in interpersonal environments.

1. Recognize yourself in the valley.

In one lifetime, there are ups and downs; the slopes of the valley are all part of life. Whether you are standing in the wind of making money or trapped in the predicament of debt and poverty, you are still who you are. To break out of your limitations and alleviate the pressure and pain, stand in the perspective of a third party, and figure out exactly what made you reach today's situation.Each of us has strengths that no one else can replace. Find this strength and utilize it.Of course, we also have our own weaknesses. Find it in the review and avoid it in the future.Understand that your most prominent strengths are what have made you who you are; and a person without weaknesses will only be one of the countless people in the world.

2. Believe in yourself in despair.

A person who never takes risks will never encounter risks, but they will also miss most of the beautiful scenery on life's journey. A person who has never engaged in business may have no debt, but they will miss the opportunity to break through the social ladder and open up a wider world.

Ren Zhengfei faced unemployment, divorce, and a debt of 2 million at 43 years old; Ma Yun failed four times in entrepreneurship at 35 years old; Liu Chuanzhi experienced being defrauded of 3 million at 40 years old; and Shu Yan was even ridiculed with a debt of 250 million by television viewers.

Taking the first step and daring to experiment has already won over most people in society. No one's life is smooth sailing, and successful people learn from their failures and experiences to achieve their goals.Even if it's just you, you must believe in yourself, because this is the last line of defense for fighters.

3. Let go of yourself in interpersonal environments.

People you once believed in may betray you or abandon you in times of difficulty. Don't excessively criticize them; after all, they haven't experienced the whole process. They are not adventurers, and they have not been honed in intense competition. They may just be ordinary people who don't take risks and instinctively reject risks when they are unpredictable.

You should communicate with them as much as possible, let go of your face and stubbornness, and honestly tell your relatives and friends, creditors, your thoughts and future plans. Don't ask for support, just seek a little understanding, and don't let them fall behind.

I hope that every debt-ridden friend in the valley can rise again and prove their true value.