It is the era of wild growth of wealth for making money, and the era has ended. Quality consumption is the best investment.

Written by: Chenyao

1. How can those who are unwilling to spend money live?

There was once a topic seen on Weibo:

“Some people's biggest hobby is to be unwilling to spend money, but why can’t they see that they are getting richer and richer, but actually getting poorer?”

A netizen answered: “They save money where they should spend it, resulting in small losses leading to big losses.”

Those who are unwilling to spend money always stick to ‘making money’ in one direction, and often find themselves trapped in a predicament.

“When faced with work bottlenecks, they don’t plan to go out for training to improve their ability, until they realize they are not capable, and they fell on the hurdle of promotion and salary increase.”

“Rather than taking three hours by subway to work, they would rather spend a little money to rent a house closer to the company, which wastes a lot of time and lost the opportunity to improve themselves after work.”

“They didn’t buy a formal dress for a party, missed a business negotiation, missed a business opportunity.”

When one opportunity is presented to us, we may hesitate because of the mentality of unwilling to spend money, and fail to take action, which prevents us from taking advantage of opportunities.

Once we miss a good opportunity, we limit the vast prospects to a small space, and prematurely block the future development space.

2. The more unwilling to spend money, the poorer.

Russell said: “Greed is more likely to prevent people from leading a free and noble life.”

Your money is spent where, the gains are there.

Parents who are unwilling to spend money on their children’s education will not escape poverty.

Writer Wei Jian once told a story:

When he was in high school, his classmates, Mr. Amin, was very smart. His monthly exam scores had never fallen out of the top ten in the grade, and every exam was always ahead of most students.

In his second year of high school, he heard that Mr. Amin would not come to school in the future, planned to do business, because his family could not afford to pay for his education.

Later, Mr. Amin really didn’t come to school.

The class teacher came to his home several times, promised to raise tuition fees for Mr. Amin and apply for scholarships, earnestly persuaded, but his father disagreed.

Neighbors and uncles all thought that the child’s future was more important, and when the child became a big shot, he would earn more money and return to the family.

Mr. Amin’s father was angry: “When you finish high school, how can you go to college? Going to college costs more money, and graduating from college doesn’t mean you can find a job, and it’s still the same as going home to earn money.”

Because Mr. Amin didn’t have a diploma, he found a job as a real estate agent through a cousin. Within half a year, he completed a deal. After three years, Mr. Amin was 20 years old, and he already had nearly a million.

However, wealth came quickly and went quickly. Under the urging of a group of friends, Mr. Amin became addicted to gambling. After six months, all his savings were gone.

Shortly thereafter, he was arrested for smashing a person with a steel pipe during a drunken dispute, and was sent to prison, with debts of more than 300,000.

Although he won some gains in the short term, he did not have a long-term accumulation of wealth, but instead, because of the influence of others, he lost his position and ended up in debt and prison.

Why did a million in wealth disappear?

Because he missed the period of learning and education and went to work instead, which cut off the most favorable period for forming correct values.

Parents’ attitudes towards investing in their children's education will determine how far their children can go.

Holding money and not spending it, even if temporarily escaping poverty, once the child is influenced by others and makes a wrong decision, they cannot escape poverty.

Spending money to invest in people’s relationships, and to exchange experiences with industry seniors, which is more effective than solitary exploration.

Sometimes we want to improve our professional level, the most direct way is to spend money to connect with people, can’t this be more efficient than exploring on our own?

4. People with a big pattern are willing to spend money.

I was deeply impressed by the experience of Zhang Yong, the founder of Haidilao.

Once Zhang Yong inspected the store, tasted a free watermelon, thought it wasn’t sweet, and asked the purchasing manager why.

The purchasing manager said, “This watermelon costs 4 cents per kilogram, the sweeter one costs 5 cents, it’s a free gift, to save cost, we bought 4 cents watermelon.”

Zhang Yong said,

“If you spend 4 cents, why don’t you save 1 cent?”

Later, customers could always get the best fruit at Haidilao.

Zhang Yong not only generously gave to customers, but also didn’t sting when dealing with employees. He provided accommodation, training and benefits for employees, and waiters always had a sincere smile for customers.

In the business world, bosses always suck out profits from customers and employees, but he spends money on the other, is this crazy?

It has been proven that Zhang Yong walked the right road. Because of his actions, Haidilao expanded quickly, more and more stores, and he himself became a well-known entrepreneur in the country.

A short-term windfall, he gained quality service, customer reputation, and continuously generated income, expanding his business space and laying a foundation for his future development.

He carefully planned his money, used it to win people's hearts, and used limited funds to gain a long-term advantage, which is more effective than simply pursuing short-term profits.

Those who are unwilling to spend money are not willing to give up when they don’t see immediate results, but they waste a lot of time and effort.

Unwilling to spend money on children's education, even if temporarily escaped poverty, once the child is influenced by others and makes a wrong decision, they cannot escape poverty.

Spending money to invest in people’s relationships, with industry big shots to exchange experiences, which is more effective than solitary exploration.

In the right place to spend money, won’t make us lose too much, on the contrary, it can clear obstacles for the future.“41”

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